Terms of use

Estimates, not advice

TakeHomePay provides free estimates of New Zealand take-home pay to help you understand your income. The results are not tax, financial or legal advice. Your actual pay depends on your tax code, employer payroll, and deductions we may not model.

Accuracy

We build our calculations from Inland Revenue’s published rates for the 2026/27 tax year and take care to keep them correct, but we can’t guarantee they’re free of error. Always confirm important figures with Inland Revenue.

No liability

To the extent permitted by law, TakeHomePay is not liable for any loss arising from use of this site or reliance on its results.